LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,123
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,807
−HK$1,710/mo
Today · 4.125%
HK$57,517
baseline
▲ 0.50% · 4.625%
HK$61,017
+HK$3,500/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,034/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,212
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,826
−HK$1,639/mo
Today · 4.125%
HK$63,465
baseline
▲ 0.50% · 4.625%
HK$66,810
+HK$3,345/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,930/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,948
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,968
−HK$2,053/mo
Today · 4.125%
HK$69,021
baseline
▲ 0.50% · 4.625%
HK$73,220
+HK$4,199/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$138,042/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,254
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,192
−HK$1,966/mo
Today · 4.125%
HK$76,158
baseline
▲ 0.50% · 4.625%
HK$80,172
+HK$4,014/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,316/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,773
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$78,130
−HK$2,394/mo
Today · 4.125%
HK$80,524
baseline
▲ 0.50% · 4.625%
HK$85,424
+HK$4,900/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$161,048/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,296
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,557
−HK$2,294/mo
Today · 4.125%
HK$88,851
baseline
▲ 0.50% · 4.625%
HK$93,534
+HK$4,683/mo
Deposit HK$7.12M · loan HK$16.61M · min. income ≈ HK$177,702/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,422
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$100,452
−HK$3,079/mo
Today · 4.125%
HK$103,531
baseline
▲ 0.50% · 4.625%
HK$109,831
+HK$6,300/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,062/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,764 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,381
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,288
−HK$2,948/mo
Today · 4.125%
HK$114,236
baseline
▲ 0.50% · 4.625%
HK$120,258
+HK$6,022/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,472/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,764 · Scale 2, in force from 26 Feb 2026)