LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,124
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,808
−HK$1,710/mo
Today · 4.125%
HK$57,518
baseline
▲ 0.50% · 4.625%
HK$61,018
+HK$3,500/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,036/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,213
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,827
−HK$1,639/mo
Today · 4.125%
HK$63,466
baseline
▲ 0.50% · 4.625%
HK$66,811
+HK$3,345/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,932/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,949
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,969
−HK$2,053/mo
Today · 4.125%
HK$69,022
baseline
▲ 0.50% · 4.625%
HK$73,222
+HK$4,200/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$138,044/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,255
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,193
−HK$1,966/mo
Today · 4.125%
HK$76,159
baseline
▲ 0.50% · 4.625%
HK$80,173
+HK$4,014/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,318/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,774
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,131
−HK$2,395/mo
Today · 4.125%
HK$80,526
baseline
▲ 0.50% · 4.625%
HK$85,425
+HK$4,899/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,052/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,298
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,558
−HK$2,294/mo
Today · 4.125%
HK$88,852
baseline
▲ 0.50% · 4.625%
HK$93,536
+HK$4,684/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,704/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,424
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$100,454
−HK$3,079/mo
Today · 4.125%
HK$103,533
baseline
▲ 0.50% · 4.625%
HK$109,833
+HK$6,300/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,066/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,383
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,289
−HK$2,949/mo
Today · 4.125%
HK$114,238
baseline
▲ 0.50% · 4.625%
HK$120,260
+HK$6,022/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,476/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,781 · Scale 2, in force from 26 Feb 2026)