LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,126
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,809
−HK$1,711/mo
Today · 4.125%
HK$57,520
baseline
▲ 0.50% · 4.625%
HK$61,020
+HK$3,500/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,040/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,214
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,829
−HK$1,639/mo
Today · 4.125%
HK$63,468
baseline
▲ 0.50% · 4.625%
HK$66,813
+HK$3,345/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,936/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,951
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,971
−HK$2,053/mo
Today · 4.125%
HK$69,024
baseline
▲ 0.50% · 4.625%
HK$73,224
+HK$4,200/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$138,048/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,257
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,195
−HK$1,966/mo
Today · 4.125%
HK$76,161
baseline
▲ 0.50% · 4.625%
HK$80,176
+HK$4,015/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,322/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,776
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,133
−HK$2,395/mo
Today · 4.125%
HK$80,528
baseline
▲ 0.50% · 4.625%
HK$85,428
+HK$4,900/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,056/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,300
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,561
−HK$2,294/mo
Today · 4.125%
HK$88,855
baseline
▲ 0.50% · 4.625%
HK$93,538
+HK$4,683/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,710/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,426
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,457
−HK$3,079/mo
Today · 4.125%
HK$103,536
baseline
▲ 0.50% · 4.625%
HK$109,836
+HK$6,300/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,072/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,386
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$111,293
−HK$2,949/mo
Today · 4.125%
HK$114,242
baseline
▲ 0.50% · 4.625%
HK$120,263
+HK$6,021/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,484/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,810 · Scale 2, in force from 26 Feb 2026)