LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,127
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,810
−HK$1,711/mo
Today · 4.125%
HK$57,521
baseline
▲ 0.50% · 4.625%
HK$61,021
+HK$3,500/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,042/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,215
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,830
−HK$1,639/mo
Today · 4.125%
HK$63,469
baseline
▲ 0.50% · 4.625%
HK$66,814
+HK$3,345/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,938/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,952
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,972
−HK$2,053/mo
Today · 4.125%
HK$69,025
baseline
▲ 0.50% · 4.625%
HK$73,225
+HK$4,200/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$138,050/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,259
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,196
−HK$1,966/mo
Today · 4.125%
HK$76,162
baseline
▲ 0.50% · 4.625%
HK$80,177
+HK$4,015/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,324/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,777
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,135
−HK$2,394/mo
Today · 4.125%
HK$80,529
baseline
▲ 0.50% · 4.625%
HK$85,429
+HK$4,900/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,058/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,302
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,563
−HK$2,293/mo
Today · 4.125%
HK$88,856
baseline
▲ 0.50% · 4.625%
HK$93,540
+HK$4,684/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,712/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,428
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,459
−HK$3,079/mo
Today · 4.125%
HK$103,538
baseline
▲ 0.50% · 4.625%
HK$109,838
+HK$6,300/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,076/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,388
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$111,295
−HK$2,949/mo
Today · 4.125%
HK$114,244
baseline
▲ 0.50% · 4.625%
HK$120,266
+HK$6,022/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,488/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,828 · Scale 2, in force from 26 Feb 2026)