LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,127
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,811
−HK$1,711/mo
Today · 4.125%
HK$57,522
baseline
▲ 0.50% · 4.625%
HK$61,022
+HK$3,500/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,044/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,216
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,831
−HK$1,638/mo
Today · 4.125%
HK$63,469
baseline
▲ 0.50% · 4.625%
HK$66,815
+HK$3,346/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,938/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,953
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,973
−HK$2,053/mo
Today · 4.125%
HK$69,026
baseline
▲ 0.50% · 4.625%
HK$73,226
+HK$4,200/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$138,052/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,259
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,197
−HK$1,966/mo
Today · 4.125%
HK$76,163
baseline
▲ 0.50% · 4.625%
HK$80,178
+HK$4,015/mo
Deposit HK$9.49M · loan HK$14.24M · min. income ≈ HK$152,326/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,778
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,135
−HK$2,395/mo
Today · 4.125%
HK$80,530
baseline
▲ 0.50% · 4.625%
HK$85,430
+HK$4,900/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,060/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,303
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,564
−HK$2,293/mo
Today · 4.125%
HK$88,857
baseline
▲ 0.50% · 4.625%
HK$93,541
+HK$4,684/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,714/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,429
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,460
−HK$3,079/mo
Today · 4.125%
HK$103,539
baseline
▲ 0.50% · 4.625%
HK$109,839
+HK$6,300/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,078/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,389
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$111,296
−HK$2,949/mo
Today · 4.125%
HK$114,245
baseline
▲ 0.50% · 4.625%
HK$120,267
+HK$6,022/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,490/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,841 · Scale 2, in force from 26 Feb 2026)