LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,130
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,814
−HK$1,711/mo
Today · 4.125%
HK$57,525
baseline
▲ 0.50% · 4.625%
HK$61,025
+HK$3,500/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,050/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,219
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,835
−HK$1,638/mo
Today · 4.125%
HK$63,473
baseline
▲ 0.50% · 4.625%
HK$66,819
+HK$3,346/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,946/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,956
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,977
−HK$2,053/mo
Today · 4.125%
HK$69,030
baseline
▲ 0.50% · 4.625%
HK$73,230
+HK$4,200/mo
Deposit HK$9.50M · loan HK$14.24M · min. income ≈ HK$138,060/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,263
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,201
−HK$1,967/mo
Today · 4.125%
HK$76,168
baseline
▲ 0.50% · 4.625%
HK$80,182
+HK$4,014/mo
Deposit HK$9.50M · loan HK$14.24M · min. income ≈ HK$152,336/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,782
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,140
−HK$2,395/mo
Today · 4.125%
HK$80,535
baseline
▲ 0.50% · 4.625%
HK$85,435
+HK$4,900/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,070/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,307
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,568
−HK$2,294/mo
Today · 4.125%
HK$88,862
baseline
▲ 0.50% · 4.625%
HK$93,546
+HK$4,684/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,724/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,435
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,465
−HK$3,080/mo
Today · 4.125%
HK$103,545
baseline
▲ 0.50% · 4.625%
HK$109,845
+HK$6,300/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,090/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,395
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$111,302
−HK$2,949/mo
Today · 4.125%
HK$114,251
baseline
▲ 0.50% · 4.625%
HK$120,274
+HK$6,023/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,502/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,896 · Scale 2, in force from 26 Feb 2026)