LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,131
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,814
−HK$1,711/mo
Today · 4.125%
HK$57,525
baseline
▲ 0.50% · 4.625%
HK$61,025
+HK$3,500/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,050/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,220
−HK$3,253/mo
▼ 0.25% · 3.875%
HK$61,835
−HK$1,638/mo
Today · 4.125%
HK$63,473
baseline
▲ 0.50% · 4.625%
HK$66,819
+HK$3,346/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,946/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,957
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,977
−HK$2,053/mo
Today · 4.125%
HK$69,030
baseline
▲ 0.50% · 4.625%
HK$73,230
+HK$4,200/mo
Deposit HK$9.50M · loan HK$14.24M · min. income ≈ HK$138,060/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,264
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,202
−HK$1,966/mo
Today · 4.125%
HK$76,168
baseline
▲ 0.50% · 4.625%
HK$80,183
+HK$4,015/mo
Deposit HK$9.50M · loan HK$14.24M · min. income ≈ HK$152,336/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,783
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,140
−HK$2,395/mo
Today · 4.125%
HK$80,535
baseline
▲ 0.50% · 4.625%
HK$85,435
+HK$4,900/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,070/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,308
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,569
−HK$2,293/mo
Today · 4.125%
HK$88,862
baseline
▲ 0.50% · 4.625%
HK$93,547
+HK$4,685/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,724/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,435
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,466
−HK$3,079/mo
Today · 4.125%
HK$103,545
baseline
▲ 0.50% · 4.625%
HK$109,846
+HK$6,301/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$207,090/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,395
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$111,303
−HK$2,949/mo
Today · 4.125%
HK$114,252
baseline
▲ 0.50% · 4.625%
HK$120,274
+HK$6,022/mo
Deposit HK$2.37M · loan HK$21.36M · min. income ≈ HK$228,504/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,900 · Scale 2, in force from 26 Feb 2026)