LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,132
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,816
−HK$1,711/mo
Today · 4.125%
HK$57,527
baseline
▲ 0.50% · 4.625%
HK$61,027
+HK$3,500/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,054/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,221
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,836
−HK$1,639/mo
Today · 4.125%
HK$63,475
baseline
▲ 0.50% · 4.625%
HK$66,821
+HK$3,346/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,950/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,958
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,979
−HK$2,053/mo
Today · 4.125%
HK$69,032
baseline
▲ 0.50% · 4.625%
HK$73,232
+HK$4,200/mo
Deposit HK$9.50M · loan HK$14.24M · min. income ≈ HK$138,064/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,266
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,204
−HK$1,966/mo
Today · 4.125%
HK$76,170
baseline
▲ 0.50% · 4.625%
HK$80,185
+HK$4,015/mo
Deposit HK$9.50M · loan HK$14.24M · min. income ≈ HK$152,340/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,785
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,142
−HK$2,395/mo
Today · 4.125%
HK$80,537
baseline
▲ 0.50% · 4.625%
HK$85,438
+HK$4,901/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,074/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,310
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,571
−HK$2,294/mo
Today · 4.125%
HK$88,865
baseline
▲ 0.50% · 4.625%
HK$93,549
+HK$4,684/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,730/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,438
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,469
−HK$3,079/mo
Today · 4.125%
HK$103,548
baseline
▲ 0.50% · 4.625%
HK$109,849
+HK$6,301/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,096/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,398
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$111,306
−HK$2,949/mo
Today · 4.125%
HK$114,255
baseline
▲ 0.50% · 4.625%
HK$120,277
+HK$6,022/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,510/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,928 · Scale 2, in force from 26 Feb 2026)