LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,133
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$55,817
−HK$1,710/mo
Today · 4.125%
HK$57,527
baseline
▲ 0.50% · 4.625%
HK$61,028
+HK$3,501/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,054/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,222
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,837
−HK$1,639/mo
Today · 4.125%
HK$63,476
baseline
▲ 0.50% · 4.625%
HK$66,822
+HK$3,346/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,952/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,008,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,959
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,980
−HK$2,053/mo
Today · 4.125%
HK$69,033
baseline
▲ 0.50% · 4.625%
HK$73,233
+HK$4,200/mo
Deposit HK$9.50M · loan HK$14.24M · min. income ≈ HK$138,066/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,267
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,205
−HK$1,966/mo
Today · 4.125%
HK$76,171
baseline
▲ 0.50% · 4.625%
HK$80,186
+HK$4,015/mo
Deposit HK$9.50M · loan HK$14.24M · min. income ≈ HK$152,342/mo (50% DSR)
Upfront cash ≈ HK$10.50M (deposit + AVD stamp duty HK$1,008,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,786
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,143
−HK$2,395/mo
Today · 4.125%
HK$80,538
baseline
▲ 0.50% · 4.625%
HK$85,439
+HK$4,901/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,076/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,311
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$86,572
−HK$2,294/mo
Today · 4.125%
HK$88,866
baseline
▲ 0.50% · 4.625%
HK$93,550
+HK$4,684/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,732/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,008,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,439
−HK$6,110/mo
▼ 0.25% · 3.875%
HK$100,470
−HK$3,079/mo
Today · 4.125%
HK$103,549
baseline
▲ 0.50% · 4.625%
HK$109,850
+HK$6,301/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,098/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,400
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$111,307
−HK$2,949/mo
Today · 4.125%
HK$114,256
baseline
▲ 0.50% · 4.625%
HK$120,279
+HK$6,023/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,512/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,008,941 · Scale 2, in force from 26 Feb 2026)