LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,139
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,823
−HK$1,711/mo
Today · 4.125%
HK$57,534
baseline
▲ 0.50% · 4.625%
HK$61,035
+HK$3,501/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,068/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,229
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,844
−HK$1,639/mo
Today · 4.125%
HK$63,483
baseline
▲ 0.50% · 4.625%
HK$66,829
+HK$3,346/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,966/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,967
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,987
−HK$2,054/mo
Today · 4.125%
HK$69,041
baseline
▲ 0.50% · 4.625%
HK$73,242
+HK$4,201/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,082/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,275
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,213
−HK$1,966/mo
Today · 4.125%
HK$76,179
baseline
▲ 0.50% · 4.625%
HK$80,195
+HK$4,016/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,358/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,794
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,152
−HK$2,395/mo
Today · 4.125%
HK$80,547
baseline
▲ 0.50% · 4.625%
HK$85,448
+HK$4,901/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,094/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,320
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,582
−HK$2,294/mo
Today · 4.125%
HK$88,876
baseline
▲ 0.50% · 4.625%
HK$93,561
+HK$4,685/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,752/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,450
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$100,481
−HK$3,080/mo
Today · 4.125%
HK$103,561
baseline
▲ 0.50% · 4.625%
HK$109,862
+HK$6,301/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,122/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,412
−HK$5,857/mo
▼ 0.25% · 3.875%
HK$111,320
−HK$2,949/mo
Today · 4.125%
HK$114,269
baseline
▲ 0.50% · 4.625%
HK$120,292
+HK$6,023/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,538/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,053 · Scale 2, in force from 26 Feb 2026)