LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,140
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,825
−HK$1,711/mo
Today · 4.125%
HK$57,536
baseline
▲ 0.50% · 4.625%
HK$61,036
+HK$3,500/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,072/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,231
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,846
−HK$1,639/mo
Today · 4.125%
HK$63,485
baseline
▲ 0.50% · 4.625%
HK$66,831
+HK$3,346/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,970/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,969
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,989
−HK$2,054/mo
Today · 4.125%
HK$69,043
baseline
▲ 0.50% · 4.625%
HK$73,244
+HK$4,201/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,086/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,277
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,215
−HK$1,967/mo
Today · 4.125%
HK$76,182
baseline
▲ 0.50% · 4.625%
HK$80,197
+HK$4,015/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,364/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,797
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,154
−HK$2,396/mo
Today · 4.125%
HK$80,550
baseline
▲ 0.50% · 4.625%
HK$85,451
+HK$4,901/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,100/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,323
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,585
−HK$2,294/mo
Today · 4.125%
HK$88,879
baseline
▲ 0.50% · 4.625%
HK$93,564
+HK$4,685/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,758/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,453
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$100,484
−HK$3,080/mo
Today · 4.125%
HK$103,564
baseline
▲ 0.50% · 4.625%
HK$109,866
+HK$6,302/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,128/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,415
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,323
−HK$2,950/mo
Today · 4.125%
HK$114,273
baseline
▲ 0.50% · 4.625%
HK$120,296
+HK$6,023/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,546/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,084 · Scale 2, in force from 26 Feb 2026)