LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,143
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,827
−HK$1,711/mo
Today · 4.125%
HK$57,538
baseline
▲ 0.50% · 4.625%
HK$61,039
+HK$3,501/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,076/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,233
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,848
−HK$1,639/mo
Today · 4.125%
HK$63,487
baseline
▲ 0.50% · 4.625%
HK$66,834
+HK$3,347/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,974/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,971
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,992
−HK$2,053/mo
Today · 4.125%
HK$69,045
baseline
▲ 0.50% · 4.625%
HK$73,246
+HK$4,201/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,090/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,280
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,218
−HK$1,967/mo
Today · 4.125%
HK$76,185
baseline
▲ 0.50% · 4.625%
HK$80,200
+HK$4,015/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,370/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,800
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,157
−HK$2,396/mo
Today · 4.125%
HK$80,553
baseline
▲ 0.50% · 4.625%
HK$85,454
+HK$4,901/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,106/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,326
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,588
−HK$2,294/mo
Today · 4.125%
HK$88,882
baseline
▲ 0.50% · 4.625%
HK$93,567
+HK$4,685/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,764/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,457
−HK$6,111/mo
▼ 0.25% · 3.875%
HK$100,488
−HK$3,080/mo
Today · 4.125%
HK$103,568
baseline
▲ 0.50% · 4.625%
HK$109,870
+HK$6,302/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,136/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,122 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,419
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,327
−HK$2,950/mo
Today · 4.125%
HK$114,277
baseline
▲ 0.50% · 4.625%
HK$120,301
+HK$6,024/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,554/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,122 · Scale 2, in force from 26 Feb 2026)