LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,147
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$55,831
−HK$1,711/mo
Today · 4.125%
HK$57,542
baseline
▲ 0.50% · 4.625%
HK$61,044
+HK$3,502/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,084/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,238
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,853
−HK$1,639/mo
Today · 4.125%
HK$63,492
baseline
▲ 0.50% · 4.625%
HK$66,839
+HK$3,347/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,984/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,976
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$66,997
−HK$2,054/mo
Today · 4.125%
HK$69,051
baseline
▲ 0.50% · 4.625%
HK$73,252
+HK$4,201/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,102/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,285
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,224
−HK$1,967/mo
Today · 4.125%
HK$76,191
baseline
▲ 0.50% · 4.625%
HK$80,207
+HK$4,016/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,382/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,806
−HK$4,753/mo
▼ 0.25% · 3.875%
HK$78,164
−HK$2,395/mo
Today · 4.125%
HK$80,559
baseline
▲ 0.50% · 4.625%
HK$85,461
+HK$4,902/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,118/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,333
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,595
−HK$2,294/mo
Today · 4.125%
HK$88,889
baseline
▲ 0.50% · 4.625%
HK$93,575
+HK$4,686/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,778/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,464
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,496
−HK$3,080/mo
Today · 4.125%
HK$103,576
baseline
▲ 0.50% · 4.625%
HK$109,879
+HK$6,303/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,152/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,428
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,336
−HK$2,950/mo
Today · 4.125%
HK$114,286
baseline
▲ 0.50% · 4.625%
HK$120,310
+HK$6,024/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,572/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,204 · Scale 2, in force from 26 Feb 2026)