LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,147
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,832
−HK$1,711/mo
Today · 4.125%
HK$57,543
baseline
▲ 0.50% · 4.625%
HK$61,044
+HK$3,501/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,086/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,238
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,854
−HK$1,639/mo
Today · 4.125%
HK$63,493
baseline
▲ 0.50% · 4.625%
HK$66,840
+HK$3,347/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,986/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,977
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$66,998
−HK$2,054/mo
Today · 4.125%
HK$69,052
baseline
▲ 0.50% · 4.625%
HK$73,253
+HK$4,201/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,104/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,286
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,225
−HK$1,967/mo
Today · 4.125%
HK$76,192
baseline
▲ 0.50% · 4.625%
HK$80,208
+HK$4,016/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,384/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,806
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,164
−HK$2,396/mo
Today · 4.125%
HK$80,560
baseline
▲ 0.50% · 4.625%
HK$85,462
+HK$4,902/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,120/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,334
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,596
−HK$2,294/mo
Today · 4.125%
HK$88,890
baseline
▲ 0.50% · 4.625%
HK$93,576
+HK$4,686/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,780/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,465
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,497
−HK$3,080/mo
Today · 4.125%
HK$103,577
baseline
▲ 0.50% · 4.625%
HK$109,880
+HK$6,303/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,154/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,429
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,337
−HK$2,950/mo
Today · 4.125%
HK$114,287
baseline
▲ 0.50% · 4.625%
HK$120,312
+HK$6,025/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,574/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,214 · Scale 2, in force from 26 Feb 2026)