LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,149
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,834
−HK$1,711/mo
Today · 4.125%
HK$57,545
baseline
▲ 0.50% · 4.625%
HK$61,046
+HK$3,501/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,090/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,240
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,856
−HK$1,639/mo
Today · 4.125%
HK$63,495
baseline
▲ 0.50% · 4.625%
HK$66,842
+HK$3,347/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,990/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,979
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,000
−HK$2,054/mo
Today · 4.125%
HK$69,054
baseline
▲ 0.50% · 4.625%
HK$73,256
+HK$4,202/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,108/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,289
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,227
−HK$1,967/mo
Today · 4.125%
HK$76,194
baseline
▲ 0.50% · 4.625%
HK$80,210
+HK$4,016/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,388/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,809
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,167
−HK$2,396/mo
Today · 4.125%
HK$80,563
baseline
▲ 0.50% · 4.625%
HK$85,465
+HK$4,902/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,126/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,337
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,598
−HK$2,295/mo
Today · 4.125%
HK$88,893
baseline
▲ 0.50% · 4.625%
HK$93,579
+HK$4,686/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,786/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,469
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,500
−HK$3,081/mo
Today · 4.125%
HK$103,581
baseline
▲ 0.50% · 4.625%
HK$109,883
+HK$6,302/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,162/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,433
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,341
−HK$2,950/mo
Today · 4.125%
HK$114,291
baseline
▲ 0.50% · 4.625%
HK$120,316
+HK$6,025/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,582/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,247 · Scale 2, in force from 26 Feb 2026)