LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,151
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,836
−HK$1,711/mo
Today · 4.125%
HK$57,547
baseline
▲ 0.50% · 4.625%
HK$61,049
+HK$3,502/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,094/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,243
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,858
−HK$1,639/mo
Today · 4.125%
HK$63,497
baseline
▲ 0.50% · 4.625%
HK$66,844
+HK$3,347/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,994/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,981
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,003
−HK$2,053/mo
Today · 4.125%
HK$69,056
baseline
▲ 0.50% · 4.625%
HK$73,258
+HK$4,202/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,112/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,291
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,230
−HK$1,967/mo
Today · 4.125%
HK$76,197
baseline
▲ 0.50% · 4.625%
HK$80,213
+HK$4,016/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,394/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,812
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,170
−HK$2,396/mo
Today · 4.125%
HK$80,566
baseline
▲ 0.50% · 4.625%
HK$85,468
+HK$4,902/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,132/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,340
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$86,602
−HK$2,294/mo
Today · 4.125%
HK$88,896
baseline
▲ 0.50% · 4.625%
HK$93,582
+HK$4,686/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,792/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,472
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,504
−HK$3,080/mo
Today · 4.125%
HK$103,584
baseline
▲ 0.50% · 4.625%
HK$109,887
+HK$6,303/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,168/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,284 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,437
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,345
−HK$2,950/mo
Today · 4.125%
HK$114,295
baseline
▲ 0.50% · 4.625%
HK$120,320
+HK$6,025/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,590/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,284 · Scale 2, in force from 26 Feb 2026)