LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,152
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,837
−HK$1,711/mo
Today · 4.125%
HK$57,548
baseline
▲ 0.50% · 4.625%
HK$61,050
+HK$3,502/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,096/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,244
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,859
−HK$1,639/mo
Today · 4.125%
HK$63,498
baseline
▲ 0.50% · 4.625%
HK$66,846
+HK$3,348/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$126,996/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,983
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,004
−HK$2,054/mo
Today · 4.125%
HK$69,058
baseline
▲ 0.50% · 4.625%
HK$73,259
+HK$4,201/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,116/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,292
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,231
−HK$1,967/mo
Today · 4.125%
HK$76,198
baseline
▲ 0.50% · 4.625%
HK$80,215
+HK$4,017/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,396/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,813
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,171
−HK$2,396/mo
Today · 4.125%
HK$80,567
baseline
▲ 0.50% · 4.625%
HK$85,469
+HK$4,902/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,134/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,341
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,603
−HK$2,295/mo
Today · 4.125%
HK$88,898
baseline
▲ 0.50% · 4.625%
HK$93,584
+HK$4,686/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,796/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,474
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,506
−HK$3,080/mo
Today · 4.125%
HK$103,586
baseline
▲ 0.50% · 4.625%
HK$109,889
+HK$6,303/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,172/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,439
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,347
−HK$2,950/mo
Today · 4.125%
HK$114,297
baseline
▲ 0.50% · 4.625%
HK$120,322
+HK$6,025/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,594/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,301 · Scale 2, in force from 26 Feb 2026)