LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,153
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,838
−HK$1,711/mo
Today · 4.125%
HK$57,549
baseline
▲ 0.50% · 4.625%
HK$61,051
+HK$3,502/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,098/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,245
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,861
−HK$1,639/mo
Today · 4.125%
HK$63,500
baseline
▲ 0.50% · 4.625%
HK$66,847
+HK$3,347/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$127,000/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,984
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,005
−HK$2,054/mo
Today · 4.125%
HK$69,059
baseline
▲ 0.50% · 4.625%
HK$73,261
+HK$4,202/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,118/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,294
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,233
−HK$1,967/mo
Today · 4.125%
HK$76,200
baseline
▲ 0.50% · 4.625%
HK$80,216
+HK$4,016/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,400/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,814
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,173
−HK$2,396/mo
Today · 4.125%
HK$80,569
baseline
▲ 0.50% · 4.625%
HK$85,471
+HK$4,902/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,138/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,343
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,605
−HK$2,295/mo
Today · 4.125%
HK$88,900
baseline
▲ 0.50% · 4.625%
HK$93,586
+HK$4,686/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,800/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,476
−HK$6,112/mo
▼ 0.25% · 3.875%
HK$100,508
−HK$3,080/mo
Today · 4.125%
HK$103,588
baseline
▲ 0.50% · 4.625%
HK$109,891
+HK$6,303/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,176/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,441
−HK$5,858/mo
▼ 0.25% · 3.875%
HK$111,349
−HK$2,950/mo
Today · 4.125%
HK$114,299
baseline
▲ 0.50% · 4.625%
HK$120,324
+HK$6,025/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,598/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,321 · Scale 2, in force from 26 Feb 2026)