LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,155
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,839
−HK$1,712/mo
Today · 4.125%
HK$57,551
baseline
▲ 0.50% · 4.625%
HK$61,052
+HK$3,501/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$115,102/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,247
−HK$3,254/mo
▼ 0.25% · 3.875%
HK$61,862
−HK$1,639/mo
Today · 4.125%
HK$63,501
baseline
▲ 0.50% · 4.625%
HK$66,849
+HK$3,348/mo
Deposit HK$11.87M · loan HK$11.87M · min. income ≈ HK$127,002/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,986
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,007
−HK$2,054/mo
Today · 4.125%
HK$69,061
baseline
▲ 0.50% · 4.625%
HK$73,263
+HK$4,202/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,122/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,296
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,235
−HK$1,967/mo
Today · 4.125%
HK$76,202
baseline
▲ 0.50% · 4.625%
HK$80,218
+HK$4,016/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,404/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,817
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,175
−HK$2,396/mo
Today · 4.125%
HK$80,571
baseline
▲ 0.50% · 4.625%
HK$85,473
+HK$4,902/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$161,142/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,345
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,607
−HK$2,295/mo
Today · 4.125%
HK$88,902
baseline
▲ 0.50% · 4.625%
HK$93,588
+HK$4,686/mo
Deposit HK$7.12M · loan HK$16.62M · min. income ≈ HK$177,804/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,478
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,511
−HK$3,080/mo
Today · 4.125%
HK$103,591
baseline
▲ 0.50% · 4.625%
HK$109,894
+HK$6,303/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$207,182/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,444
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$111,352
−HK$2,951/mo
Today · 4.125%
HK$114,303
baseline
▲ 0.50% · 4.625%
HK$120,328
+HK$6,025/mo
Deposit HK$2.37M · loan HK$21.37M · min. income ≈ HK$228,606/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,349 · Scale 2, in force from 26 Feb 2026)