LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,157
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,842
−HK$1,712/mo
Today · 4.125%
HK$57,554
baseline
▲ 0.50% · 4.625%
HK$61,056
+HK$3,502/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,108/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,250
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,866
−HK$1,639/mo
Today · 4.125%
HK$63,505
baseline
▲ 0.50% · 4.625%
HK$66,852
+HK$3,347/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,010/mo (50% DSR)
Upfront cash ≈ HK$12.88M (deposit + AVD stamp duty HK$1,009,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,989
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,010
−HK$2,054/mo
Today · 4.125%
HK$69,064
baseline
▲ 0.50% · 4.625%
HK$73,267
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,128/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,300
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,239
−HK$1,967/mo
Today · 4.125%
HK$76,206
baseline
▲ 0.50% · 4.625%
HK$80,223
+HK$4,017/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,412/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,820
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,179
−HK$2,396/mo
Today · 4.125%
HK$80,575
baseline
▲ 0.50% · 4.625%
HK$85,478
+HK$4,903/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,150/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,349
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,612
−HK$2,295/mo
Today · 4.125%
HK$88,907
baseline
▲ 0.50% · 4.625%
HK$93,593
+HK$4,686/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,814/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,483
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$100,516
−HK$3,081/mo
Today · 4.125%
HK$103,597
baseline
▲ 0.50% · 4.625%
HK$109,900
+HK$6,303/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,194/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,449
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,358
−HK$2,951/mo
Today · 4.125%
HK$114,309
baseline
▲ 0.50% · 4.625%
HK$120,334
+HK$6,025/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,618/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,401 · Scale 2, in force from 26 Feb 2026)