LTV · monthly repayment
▼ 0.50% · 3.625%
HK$541,589
−HK$33,962/mo
▼ 0.25% · 3.875%
HK$558,435
−HK$17,116/mo
Today · 4.125%
HK$575,551
baseline
▲ 0.50% · 4.625%
HK$610,572
+HK$35,021/mo
Deposit HK$118.76M · loan HK$118.76M · min. income ≈ HK$1,151,102/mo (50% DSR)
Upfront cash ≈ HK$134.19M (deposit + AVD stamp duty HK$15,438,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$602,512
−HK$32,552/mo
▼ 0.25% · 3.875%
HK$618,671
−HK$16,393/mo
Today · 4.125%
HK$635,064
baseline
▲ 0.50% · 4.625%
HK$668,539
+HK$33,475/mo
Deposit HK$118.76M · loan HK$118.76M · min. income ≈ HK$1,270,128/mo (50% DSR)
Upfront cash ≈ HK$134.19M (deposit + AVD stamp duty HK$15,438,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$649,907
−HK$40,755/mo
▼ 0.25% · 3.875%
HK$670,123
−HK$20,539/mo
Today · 4.125%
HK$690,662
baseline
▲ 0.50% · 4.625%
HK$732,687
+HK$42,025/mo
Deposit HK$95.00M · loan HK$142.51M · min. income ≈ HK$1,381,324/mo (50% DSR)
Upfront cash ≈ HK$110.44M (deposit + AVD stamp duty HK$15,438,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$723,015
−HK$39,062/mo
▼ 0.25% · 3.875%
HK$742,406
−HK$19,671/mo
Today · 4.125%
HK$762,077
baseline
▲ 0.50% · 4.625%
HK$802,247
+HK$40,170/mo
Deposit HK$95.00M · loan HK$142.51M · min. income ≈ HK$1,524,154/mo (50% DSR)
Upfront cash ≈ HK$110.44M (deposit + AVD stamp duty HK$15,438,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$758,225
−HK$47,547/mo
▼ 0.25% · 3.875%
HK$781,810
−HK$23,962/mo
Today · 4.125%
HK$805,772
baseline
▲ 0.50% · 4.625%
HK$854,801
+HK$49,029/mo
Deposit HK$71.25M · loan HK$166.26M · min. income ≈ HK$1,611,544/mo (50% DSR)
Upfront cash ≈ HK$86.69M (deposit + AVD stamp duty HK$15,438,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$843,517
−HK$45,573/mo
▼ 0.25% · 3.875%
HK$866,140
−HK$22,950/mo
Today · 4.125%
HK$889,090
baseline
▲ 0.50% · 4.625%
HK$935,955
+HK$46,865/mo
Deposit HK$71.25M · loan HK$166.26M · min. income ≈ HK$1,778,180/mo (50% DSR)
Upfront cash ≈ HK$86.69M (deposit + AVD stamp duty HK$15,438,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$974,860
−HK$61,132/mo
▼ 0.25% · 3.875%
HK$1,005,184
−HK$30,808/mo
Today · 4.125%
HK$1,035,992
baseline
▲ 0.50% · 4.625%
HK$1,099,030
+HK$63,038/mo
Deposit HK$23.75M · loan HK$213.76M · min. income ≈ HK$2,071,984/mo (50% DSR)
Upfront cash ≈ HK$39.19M (deposit + AVD stamp duty HK$15,438,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,084,522
−HK$58,593/mo
▼ 0.25% · 3.875%
HK$1,113,608
−HK$29,507/mo
Today · 4.125%
HK$1,143,115
baseline
▲ 0.50% · 4.625%
HK$1,203,371
+HK$60,256/mo
Deposit HK$23.75M · loan HK$213.76M · min. income ≈ HK$2,286,230/mo (50% DSR)
Upfront cash ≈ HK$39.19M (deposit + AVD stamp duty HK$15,438,299 · Scale 2, in force from 26 Feb 2026)