LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,160
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,844
−HK$1,712/mo
Today · 4.125%
HK$57,556
baseline
▲ 0.50% · 4.625%
HK$61,058
+HK$3,502/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,112/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,252
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,868
−HK$1,639/mo
Today · 4.125%
HK$63,507
baseline
▲ 0.50% · 4.625%
HK$66,855
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,014/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,992
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,013
−HK$2,054/mo
Today · 4.125%
HK$69,067
baseline
▲ 0.50% · 4.625%
HK$73,270
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,134/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,303
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,242
−HK$1,967/mo
Today · 4.125%
HK$76,209
baseline
▲ 0.50% · 4.625%
HK$80,226
+HK$4,017/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,418/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,824
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$78,182
−HK$2,396/mo
Today · 4.125%
HK$80,578
baseline
▲ 0.50% · 4.625%
HK$85,481
+HK$4,903/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,156/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,353
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,615
−HK$2,295/mo
Today · 4.125%
HK$88,910
baseline
▲ 0.50% · 4.625%
HK$93,597
+HK$4,687/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,820/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$1,009,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,487
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$100,520
−HK$3,081/mo
Today · 4.125%
HK$103,601
baseline
▲ 0.50% · 4.625%
HK$109,905
+HK$6,304/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,202/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,454
−HK$5,859/mo
▼ 0.25% · 3.875%
HK$111,362
−HK$2,951/mo
Today · 4.125%
HK$114,313
baseline
▲ 0.50% · 4.625%
HK$120,339
+HK$6,026/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,626/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,443 · Scale 2, in force from 26 Feb 2026)