LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,160
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,845
−HK$1,712/mo
Today · 4.125%
HK$57,557
baseline
▲ 0.50% · 4.625%
HK$61,059
+HK$3,502/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,114/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,253
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,869
−HK$1,639/mo
Today · 4.125%
HK$63,508
baseline
▲ 0.50% · 4.625%
HK$66,856
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,016/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,992
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,014
−HK$2,054/mo
Today · 4.125%
HK$69,068
baseline
▲ 0.50% · 4.625%
HK$73,271
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,136/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,303
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,242
−HK$1,968/mo
Today · 4.125%
HK$76,210
baseline
▲ 0.50% · 4.625%
HK$80,227
+HK$4,017/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,420/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,824
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,183
−HK$2,396/mo
Today · 4.125%
HK$80,579
baseline
▲ 0.50% · 4.625%
HK$85,482
+HK$4,903/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,158/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,354
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,616
−HK$2,295/mo
Today · 4.125%
HK$88,911
baseline
▲ 0.50% · 4.625%
HK$93,598
+HK$4,687/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,822/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,489
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$100,521
−HK$3,081/mo
Today · 4.125%
HK$103,602
baseline
▲ 0.50% · 4.625%
HK$109,906
+HK$6,304/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,204/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,455
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,364
−HK$2,951/mo
Today · 4.125%
HK$114,315
baseline
▲ 0.50% · 4.625%
HK$120,340
+HK$6,025/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,630/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,454 · Scale 2, in force from 26 Feb 2026)