LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,162
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,847
−HK$1,711/mo
Today · 4.125%
HK$57,558
baseline
▲ 0.50% · 4.625%
HK$61,061
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,116/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,255
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,871
−HK$1,639/mo
Today · 4.125%
HK$63,510
baseline
▲ 0.50% · 4.625%
HK$66,858
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,020/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,994
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,016
−HK$2,054/mo
Today · 4.125%
HK$69,070
baseline
▲ 0.50% · 4.625%
HK$73,273
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,140/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,306
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,245
−HK$1,967/mo
Today · 4.125%
HK$76,212
baseline
▲ 0.50% · 4.625%
HK$80,229
+HK$4,017/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,424/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,827
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,185
−HK$2,397/mo
Today · 4.125%
HK$80,582
baseline
▲ 0.50% · 4.625%
HK$85,485
+HK$4,903/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,164/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,356
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,619
−HK$2,295/mo
Today · 4.125%
HK$88,914
baseline
▲ 0.50% · 4.625%
HK$93,601
+HK$4,687/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,828/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,491
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$100,524
−HK$3,081/mo
Today · 4.125%
HK$103,605
baseline
▲ 0.50% · 4.625%
HK$109,909
+HK$6,304/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,210/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,458
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,367
−HK$2,951/mo
Today · 4.125%
HK$114,318
baseline
▲ 0.50% · 4.625%
HK$120,344
+HK$6,026/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,636/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,484 · Scale 2, in force from 26 Feb 2026)