LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,163
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$55,848
−HK$1,711/mo
Today · 4.125%
HK$57,559
baseline
▲ 0.50% · 4.625%
HK$61,062
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,118/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,256
−HK$3,255/mo
▼ 0.25% · 3.875%
HK$61,872
−HK$1,639/mo
Today · 4.125%
HK$63,511
baseline
▲ 0.50% · 4.625%
HK$66,859
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,022/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,995
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,017
−HK$2,054/mo
Today · 4.125%
HK$69,071
baseline
▲ 0.50% · 4.625%
HK$73,274
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,142/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,307
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,246
−HK$1,967/mo
Today · 4.125%
HK$76,213
baseline
▲ 0.50% · 4.625%
HK$80,231
+HK$4,018/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,426/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,828
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,187
−HK$2,396/mo
Today · 4.125%
HK$80,583
baseline
▲ 0.50% · 4.625%
HK$85,486
+HK$4,903/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,166/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,358
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,620
−HK$2,296/mo
Today · 4.125%
HK$88,916
baseline
▲ 0.50% · 4.625%
HK$93,602
+HK$4,686/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,832/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,493
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$100,526
−HK$3,081/mo
Today · 4.125%
HK$103,607
baseline
▲ 0.50% · 4.625%
HK$109,911
+HK$6,304/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,214/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,460
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,369
−HK$2,951/mo
Today · 4.125%
HK$114,320
baseline
▲ 0.50% · 4.625%
HK$120,346
+HK$6,026/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,640/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,502 · Scale 2, in force from 26 Feb 2026)