LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,163
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,848
−HK$1,712/mo
Today · 4.125%
HK$57,560
baseline
▲ 0.50% · 4.625%
HK$61,062
+HK$3,502/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,120/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,256
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,872
−HK$1,640/mo
Today · 4.125%
HK$63,512
baseline
▲ 0.50% · 4.625%
HK$66,859
+HK$3,347/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,024/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,996
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,018
−HK$2,054/mo
Today · 4.125%
HK$69,072
baseline
▲ 0.50% · 4.625%
HK$73,275
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,144/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,308
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,247
−HK$1,967/mo
Today · 4.125%
HK$76,214
baseline
▲ 0.50% · 4.625%
HK$80,231
+HK$4,017/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,428/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,829
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,187
−HK$2,397/mo
Today · 4.125%
HK$80,584
baseline
▲ 0.50% · 4.625%
HK$85,487
+HK$4,903/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,168/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,359
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$86,621
−HK$2,295/mo
Today · 4.125%
HK$88,916
baseline
▲ 0.50% · 4.625%
HK$93,603
+HK$4,687/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,832/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,494
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$100,527
−HK$3,081/mo
Today · 4.125%
HK$103,608
baseline
▲ 0.50% · 4.625%
HK$109,912
+HK$6,304/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,216/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,461
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,370
−HK$2,951/mo
Today · 4.125%
HK$114,321
baseline
▲ 0.50% · 4.625%
HK$120,347
+HK$6,026/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,642/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,512 · Scale 2, in force from 26 Feb 2026)