LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,166
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,851
−HK$1,712/mo
Today · 4.125%
HK$57,563
baseline
▲ 0.50% · 4.625%
HK$61,065
+HK$3,502/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,126/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,259
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,875
−HK$1,640/mo
Today · 4.125%
HK$63,515
baseline
▲ 0.50% · 4.625%
HK$66,863
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,030/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,999
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,021
−HK$2,054/mo
Today · 4.125%
HK$69,075
baseline
▲ 0.50% · 4.625%
HK$73,278
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,150/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,311
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,250
−HK$1,968/mo
Today · 4.125%
HK$76,218
baseline
▲ 0.50% · 4.625%
HK$80,235
+HK$4,017/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,436/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,832
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,191
−HK$2,397/mo
Today · 4.125%
HK$80,588
baseline
▲ 0.50% · 4.625%
HK$85,491
+HK$4,903/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,176/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,363
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,625
−HK$2,296/mo
Today · 4.125%
HK$88,921
baseline
▲ 0.50% · 4.625%
HK$93,608
+HK$4,687/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,842/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,499
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$100,531
−HK$3,082/mo
Today · 4.125%
HK$103,613
baseline
▲ 0.50% · 4.625%
HK$109,917
+HK$6,304/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,226/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,466
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,375
−HK$2,951/mo
Today · 4.125%
HK$114,326
baseline
▲ 0.50% · 4.625%
HK$120,353
+HK$6,027/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,652/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$1,009,559 · Scale 2, in force from 26 Feb 2026)