LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,167
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,852
−HK$1,712/mo
Today · 4.125%
HK$57,564
baseline
▲ 0.50% · 4.625%
HK$61,067
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,128/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,260
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,877
−HK$1,639/mo
Today · 4.125%
HK$63,516
baseline
▲ 0.50% · 4.625%
HK$66,864
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,032/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,001
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,023
−HK$2,054/mo
Today · 4.125%
HK$69,077
baseline
▲ 0.50% · 4.625%
HK$73,280
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,154/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,313
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,252
−HK$1,967/mo
Today · 4.125%
HK$76,219
baseline
▲ 0.50% · 4.625%
HK$80,237
+HK$4,018/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,438/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,834
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,193
−HK$2,397/mo
Today · 4.125%
HK$80,590
baseline
▲ 0.50% · 4.625%
HK$85,493
+HK$4,903/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,180/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,365
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,627
−HK$2,296/mo
Today · 4.125%
HK$88,923
baseline
▲ 0.50% · 4.625%
HK$93,610
+HK$4,687/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,846/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,501
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$100,534
−HK$3,081/mo
Today · 4.125%
HK$103,615
baseline
▲ 0.50% · 4.625%
HK$109,920
+HK$6,305/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,230/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,469
−HK$5,860/mo
▼ 0.25% · 3.875%
HK$111,378
−HK$2,951/mo
Today · 4.125%
HK$114,329
baseline
▲ 0.50% · 4.625%
HK$120,356
+HK$6,027/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,658/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,583 · Scale 2, in force from 26 Feb 2026)