LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,170
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,855
−HK$1,712/mo
Today · 4.125%
HK$57,567
baseline
▲ 0.50% · 4.625%
HK$61,070
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,134/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,264
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,880
−HK$1,640/mo
Today · 4.125%
HK$63,520
baseline
▲ 0.50% · 4.625%
HK$66,868
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,040/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,004
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,026
−HK$2,055/mo
Today · 4.125%
HK$69,081
baseline
▲ 0.50% · 4.625%
HK$73,284
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,162/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,317
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,256
−HK$1,968/mo
Today · 4.125%
HK$76,224
baseline
▲ 0.50% · 4.625%
HK$80,242
+HK$4,018/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,448/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,838
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,197
−HK$2,397/mo
Today · 4.125%
HK$80,594
baseline
▲ 0.50% · 4.625%
HK$85,498
+HK$4,904/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,188/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,369
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,632
−HK$2,296/mo
Today · 4.125%
HK$88,928
baseline
▲ 0.50% · 4.625%
HK$93,615
+HK$4,687/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,856/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,506
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,539
−HK$3,082/mo
Today · 4.125%
HK$103,621
baseline
▲ 0.50% · 4.625%
HK$109,926
+HK$6,305/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,242/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,475
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,384
−HK$2,952/mo
Today · 4.125%
HK$114,336
baseline
▲ 0.50% · 4.625%
HK$120,362
+HK$6,026/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,672/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,640 · Scale 2, in force from 26 Feb 2026)