LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,172
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,857
−HK$1,712/mo
Today · 4.125%
HK$57,569
baseline
▲ 0.50% · 4.625%
HK$61,072
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,138/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,266
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,882
−HK$1,640/mo
Today · 4.125%
HK$63,522
baseline
▲ 0.50% · 4.625%
HK$66,870
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,044/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,006
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,028
−HK$2,055/mo
Today · 4.125%
HK$69,083
baseline
▲ 0.50% · 4.625%
HK$73,286
+HK$4,203/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,166/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,319
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,258
−HK$1,968/mo
Today · 4.125%
HK$76,226
baseline
▲ 0.50% · 4.625%
HK$80,244
+HK$4,018/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,452/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,841
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$78,200
−HK$2,396/mo
Today · 4.125%
HK$80,596
baseline
▲ 0.50% · 4.625%
HK$85,501
+HK$4,905/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,192/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,372
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,635
−HK$2,295/mo
Today · 4.125%
HK$88,930
baseline
▲ 0.50% · 4.625%
HK$93,618
+HK$4,688/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,860/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,509
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,542
−HK$3,082/mo
Today · 4.125%
HK$103,624
baseline
▲ 0.50% · 4.625%
HK$109,929
+HK$6,305/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,248/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,478
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,387
−HK$2,952/mo
Today · 4.125%
HK$114,339
baseline
▲ 0.50% · 4.625%
HK$120,366
+HK$6,027/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,678/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,668 · Scale 2, in force from 26 Feb 2026)