LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,172
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,858
−HK$1,712/mo
Today · 4.125%
HK$57,570
baseline
▲ 0.50% · 4.625%
HK$61,073
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,140/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,266
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,883
−HK$1,639/mo
Today · 4.125%
HK$63,522
baseline
▲ 0.50% · 4.625%
HK$66,871
+HK$3,349/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,044/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,007
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,029
−HK$2,054/mo
Today · 4.125%
HK$69,083
baseline
▲ 0.50% · 4.625%
HK$73,287
+HK$4,204/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,166/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,320
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,259
−HK$1,968/mo
Today · 4.125%
HK$76,227
baseline
▲ 0.50% · 4.625%
HK$80,245
+HK$4,018/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,454/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,841
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,201
−HK$2,396/mo
Today · 4.125%
HK$80,597
baseline
▲ 0.50% · 4.625%
HK$85,502
+HK$4,905/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,194/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,373
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,636
−HK$2,295/mo
Today · 4.125%
HK$88,931
baseline
▲ 0.50% · 4.625%
HK$93,619
+HK$4,688/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,862/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,510
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,544
−HK$3,081/mo
Today · 4.125%
HK$103,625
baseline
▲ 0.50% · 4.625%
HK$109,931
+HK$6,306/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,250/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,479
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,389
−HK$2,951/mo
Today · 4.125%
HK$114,340
baseline
▲ 0.50% · 4.625%
HK$120,367
+HK$6,027/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,680/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,681 · Scale 2, in force from 26 Feb 2026)