LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,174
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,859
−HK$1,712/mo
Today · 4.125%
HK$57,571
baseline
▲ 0.50% · 4.625%
HK$61,074
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,142/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,268
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,884
−HK$1,640/mo
Today · 4.125%
HK$63,524
baseline
▲ 0.50% · 4.625%
HK$66,872
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,048/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,009
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,031
−HK$2,054/mo
Today · 4.125%
HK$69,085
baseline
▲ 0.50% · 4.625%
HK$73,289
+HK$4,204/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$138,170/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,321
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,261
−HK$1,968/mo
Today · 4.125%
HK$76,229
baseline
▲ 0.50% · 4.625%
HK$80,247
+HK$4,018/mo
Deposit HK$9.50M · loan HK$14.25M · min. income ≈ HK$152,458/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,843
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,202
−HK$2,397/mo
Today · 4.125%
HK$80,599
baseline
▲ 0.50% · 4.625%
HK$85,504
+HK$4,905/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,198/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,375
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,638
−HK$2,295/mo
Today · 4.125%
HK$88,933
baseline
▲ 0.50% · 4.625%
HK$93,621
+HK$4,688/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,866/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,513
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,546
−HK$3,082/mo
Today · 4.125%
HK$103,628
baseline
▲ 0.50% · 4.625%
HK$109,933
+HK$6,305/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,256/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,482
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,392
−HK$2,951/mo
Today · 4.125%
HK$114,343
baseline
▲ 0.50% · 4.625%
HK$120,370
+HK$6,027/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,686/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,706 · Scale 2, in force from 26 Feb 2026)