LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,176
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,861
−HK$1,712/mo
Today · 4.125%
HK$57,573
baseline
▲ 0.50% · 4.625%
HK$61,076
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,146/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,270
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,886
−HK$1,640/mo
Today · 4.125%
HK$63,526
baseline
▲ 0.50% · 4.625%
HK$66,875
+HK$3,349/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,052/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,011
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,033
−HK$2,054/mo
Today · 4.125%
HK$69,087
baseline
▲ 0.50% · 4.625%
HK$73,291
+HK$4,204/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$138,174/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,324
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,263
−HK$1,968/mo
Today · 4.125%
HK$76,231
baseline
▲ 0.50% · 4.625%
HK$80,249
+HK$4,018/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$152,462/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,846
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,205
−HK$2,397/mo
Today · 4.125%
HK$80,602
baseline
▲ 0.50% · 4.625%
HK$85,507
+HK$4,905/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,204/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,378
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$86,641
−HK$2,295/mo
Today · 4.125%
HK$88,936
baseline
▲ 0.50% · 4.625%
HK$93,624
+HK$4,688/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,872/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,516
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,549
−HK$3,082/mo
Today · 4.125%
HK$103,631
baseline
▲ 0.50% · 4.625%
HK$109,937
+HK$6,306/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,262/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,486
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,395
−HK$2,952/mo
Today · 4.125%
HK$114,347
baseline
▲ 0.50% · 4.625%
HK$120,374
+HK$6,027/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,694/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,739 · Scale 2, in force from 26 Feb 2026)