LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,178
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$55,863
−HK$1,712/mo
Today · 4.125%
HK$57,575
baseline
▲ 0.50% · 4.625%
HK$61,079
+HK$3,504/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,150/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,272
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,889
−HK$1,640/mo
Today · 4.125%
HK$63,529
baseline
▲ 0.50% · 4.625%
HK$66,877
+HK$3,348/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,058/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,013
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,036
−HK$2,054/mo
Today · 4.125%
HK$69,090
baseline
▲ 0.50% · 4.625%
HK$73,294
+HK$4,204/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$138,180/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,327
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,267
−HK$1,967/mo
Today · 4.125%
HK$76,234
baseline
▲ 0.50% · 4.625%
HK$80,253
+HK$4,019/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$152,468/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,849
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,208
−HK$2,397/mo
Today · 4.125%
HK$80,605
baseline
▲ 0.50% · 4.625%
HK$85,510
+HK$4,905/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,210/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,381
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,644
−HK$2,296/mo
Today · 4.125%
HK$88,940
baseline
▲ 0.50% · 4.625%
HK$93,628
+HK$4,688/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,880/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,520
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,554
−HK$3,082/mo
Today · 4.125%
HK$103,636
baseline
▲ 0.50% · 4.625%
HK$109,941
+HK$6,305/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,272/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,490
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,400
−HK$2,952/mo
Today · 4.125%
HK$114,352
baseline
▲ 0.50% · 4.625%
HK$120,379
+HK$6,027/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,704/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,781 · Scale 2, in force from 26 Feb 2026)