LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,179
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,864
−HK$1,713/mo
Today · 4.125%
HK$57,577
baseline
▲ 0.50% · 4.625%
HK$61,080
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,154/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,274
−HK$3,256/mo
▼ 0.25% · 3.875%
HK$61,890
−HK$1,640/mo
Today · 4.125%
HK$63,530
baseline
▲ 0.50% · 4.625%
HK$66,879
+HK$3,349/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,060/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,015
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,037
−HK$2,055/mo
Today · 4.125%
HK$69,092
baseline
▲ 0.50% · 4.625%
HK$73,296
+HK$4,204/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$138,184/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,328
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,268
−HK$1,968/mo
Today · 4.125%
HK$76,236
baseline
▲ 0.50% · 4.625%
HK$80,255
+HK$4,019/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$152,472/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,851
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$78,210
−HK$2,397/mo
Today · 4.125%
HK$80,607
baseline
▲ 0.50% · 4.625%
HK$85,512
+HK$4,905/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,214/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,383
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,646
−HK$2,296/mo
Today · 4.125%
HK$88,942
baseline
▲ 0.50% · 4.625%
HK$93,630
+HK$4,688/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,884/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,522
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,556
−HK$3,082/mo
Today · 4.125%
HK$103,638
baseline
▲ 0.50% · 4.625%
HK$109,944
+HK$6,306/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$207,276/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,493
−HK$5,861/mo
▼ 0.25% · 3.875%
HK$111,402
−HK$2,952/mo
Today · 4.125%
HK$114,354
baseline
▲ 0.50% · 4.625%
HK$120,382
+HK$6,028/mo
Deposit HK$2.38M · loan HK$21.38M · min. income ≈ HK$228,708/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,804 · Scale 2, in force from 26 Feb 2026)