LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,181
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,867
−HK$1,712/mo
Today · 4.125%
HK$57,579
baseline
▲ 0.50% · 4.625%
HK$61,083
+HK$3,504/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,158/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,276
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,893
−HK$1,640/mo
Today · 4.125%
HK$63,533
baseline
▲ 0.50% · 4.625%
HK$66,882
+HK$3,349/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,066/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,018
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,040
−HK$2,055/mo
Today · 4.125%
HK$69,095
baseline
▲ 0.50% · 4.625%
HK$73,299
+HK$4,204/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$138,190/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,332
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,272
−HK$1,967/mo
Today · 4.125%
HK$76,239
baseline
▲ 0.50% · 4.625%
HK$80,258
+HK$4,019/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$152,478/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,854
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,214
−HK$2,397/mo
Today · 4.125%
HK$80,611
baseline
▲ 0.50% · 4.625%
HK$85,516
+HK$4,905/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,222/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,387
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,650
−HK$2,296/mo
Today · 4.125%
HK$88,946
baseline
▲ 0.50% · 4.625%
HK$93,635
+HK$4,689/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,892/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,527
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$100,560
−HK$3,082/mo
Today · 4.125%
HK$103,642
baseline
▲ 0.50% · 4.625%
HK$109,949
+HK$6,307/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$207,284/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,497
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,407
−HK$2,952/mo
Today · 4.125%
HK$114,359
baseline
▲ 0.50% · 4.625%
HK$120,387
+HK$6,028/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$228,718/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,849 · Scale 2, in force from 26 Feb 2026)