LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,182
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,868
−HK$1,712/mo
Today · 4.125%
HK$57,580
baseline
▲ 0.50% · 4.625%
HK$61,083
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,160/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,277
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,894
−HK$1,640/mo
Today · 4.125%
HK$63,534
baseline
▲ 0.50% · 4.625%
HK$66,883
+HK$3,349/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,068/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,019
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,041
−HK$2,055/mo
Today · 4.125%
HK$69,096
baseline
▲ 0.50% · 4.625%
HK$73,300
+HK$4,204/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$138,192/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,333
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,272
−HK$1,968/mo
Today · 4.125%
HK$76,240
baseline
▲ 0.50% · 4.625%
HK$80,259
+HK$4,019/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$152,480/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,855
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,215
−HK$2,397/mo
Today · 4.125%
HK$80,612
baseline
▲ 0.50% · 4.625%
HK$85,517
+HK$4,905/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,224/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,388
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,651
−HK$2,296/mo
Today · 4.125%
HK$88,947
baseline
▲ 0.50% · 4.625%
HK$93,636
+HK$4,689/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,894/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,528
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,562
−HK$3,082/mo
Today · 4.125%
HK$103,644
baseline
▲ 0.50% · 4.625%
HK$109,950
+HK$6,306/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$207,288/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,499
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,409
−HK$2,952/mo
Today · 4.125%
HK$114,361
baseline
▲ 0.50% · 4.625%
HK$120,389
+HK$6,028/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$228,722/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,862 · Scale 2, in force from 26 Feb 2026)