LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,184
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,869
−HK$1,713/mo
Today · 4.125%
HK$57,582
baseline
▲ 0.50% · 4.625%
HK$61,085
+HK$3,503/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,164/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,279
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,896
−HK$1,640/mo
Today · 4.125%
HK$63,536
baseline
▲ 0.50% · 4.625%
HK$66,885
+HK$3,349/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,072/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,021
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,043
−HK$2,055/mo
Today · 4.125%
HK$69,098
baseline
▲ 0.50% · 4.625%
HK$73,302
+HK$4,204/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$138,196/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,335
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,275
−HK$1,968/mo
Today · 4.125%
HK$76,243
baseline
▲ 0.50% · 4.625%
HK$80,262
+HK$4,019/mo
Deposit HK$9.50M · loan HK$14.26M · min. income ≈ HK$152,486/mo (50% DSR)
Upfront cash ≈ HK$10.51M (deposit + AVD stamp duty HK$1,009,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,857
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$78,217
−HK$2,397/mo
Today · 4.125%
HK$80,614
baseline
▲ 0.50% · 4.625%
HK$85,520
+HK$4,906/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$161,228/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,391
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$86,654
−HK$2,296/mo
Today · 4.125%
HK$88,950
baseline
▲ 0.50% · 4.625%
HK$93,639
+HK$4,689/mo
Deposit HK$7.13M · loan HK$16.63M · min. income ≈ HK$177,900/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,531
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$100,565
−HK$3,082/mo
Today · 4.125%
HK$103,647
baseline
▲ 0.50% · 4.625%
HK$109,954
+HK$6,307/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$207,294/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,502
−HK$5,862/mo
▼ 0.25% · 3.875%
HK$111,412
−HK$2,952/mo
Today · 4.125%
HK$114,364
baseline
▲ 0.50% · 4.625%
HK$120,393
+HK$6,029/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$228,728/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,893 · Scale 2, in force from 26 Feb 2026)