LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,189
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,875
−HK$1,713/mo
Today · 4.125%
HK$57,588
baseline
▲ 0.50% · 4.625%
HK$61,092
+HK$3,504/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,176/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,285
−HK$3,257/mo
▼ 0.25% · 3.875%
HK$61,902
−HK$1,640/mo
Today · 4.125%
HK$63,542
baseline
▲ 0.50% · 4.625%
HK$66,892
+HK$3,350/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,084/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,009,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,027
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,050
−HK$2,055/mo
Today · 4.125%
HK$69,105
baseline
▲ 0.50% · 4.625%
HK$73,310
+HK$4,205/mo
Deposit HK$9.51M · loan HK$14.26M · min. income ≈ HK$138,210/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$1,009,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,342
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,282
−HK$1,969/mo
Today · 4.125%
HK$76,251
baseline
▲ 0.50% · 4.625%
HK$80,270
+HK$4,019/mo
Deposit HK$9.51M · loan HK$14.26M · min. income ≈ HK$152,502/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$1,009,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,865
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$78,225
−HK$2,398/mo
Today · 4.125%
HK$80,623
baseline
▲ 0.50% · 4.625%
HK$85,528
+HK$4,905/mo
Deposit HK$7.13M · loan HK$16.64M · min. income ≈ HK$161,246/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,399
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$86,663
−HK$2,296/mo
Today · 4.125%
HK$88,959
baseline
▲ 0.50% · 4.625%
HK$93,648
+HK$4,689/mo
Deposit HK$7.13M · loan HK$16.64M · min. income ≈ HK$177,918/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,009,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,541
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,575
−HK$3,083/mo
Today · 4.125%
HK$103,658
baseline
▲ 0.50% · 4.625%
HK$109,965
+HK$6,307/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$207,316/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,513
−HK$5,863/mo
▼ 0.25% · 3.875%
HK$111,424
−HK$2,952/mo
Today · 4.125%
HK$114,376
baseline
▲ 0.50% · 4.625%
HK$120,405
+HK$6,029/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$228,752/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,009,998 · Scale 2, in force from 26 Feb 2026)