LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,196
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$55,882
−HK$1,713/mo
Today · 4.125%
HK$57,595
baseline
▲ 0.50% · 4.625%
HK$61,099
+HK$3,504/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,190/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,010,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,292
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,910
−HK$1,640/mo
Today · 4.125%
HK$63,550
baseline
▲ 0.50% · 4.625%
HK$66,900
+HK$3,350/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,100/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,010,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,035
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$67,058
−HK$2,055/mo
Today · 4.125%
HK$69,113
baseline
▲ 0.50% · 4.625%
HK$73,319
+HK$4,206/mo
Deposit HK$9.51M · loan HK$14.26M · min. income ≈ HK$138,226/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$1,010,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,351
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,291
−HK$1,969/mo
Today · 4.125%
HK$76,260
baseline
▲ 0.50% · 4.625%
HK$80,280
+HK$4,020/mo
Deposit HK$9.51M · loan HK$14.26M · min. income ≈ HK$152,520/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$1,010,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,874
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$78,235
−HK$2,397/mo
Today · 4.125%
HK$80,632
baseline
▲ 0.50% · 4.625%
HK$85,539
+HK$4,907/mo
Deposit HK$7.13M · loan HK$16.64M · min. income ≈ HK$161,264/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,010,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,409
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,673
−HK$2,297/mo
Today · 4.125%
HK$88,970
baseline
▲ 0.50% · 4.625%
HK$93,660
+HK$4,690/mo
Deposit HK$7.13M · loan HK$16.64M · min. income ≈ HK$177,940/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,010,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,553
−HK$6,117/mo
▼ 0.25% · 3.875%
HK$100,587
−HK$3,083/mo
Today · 4.125%
HK$103,670
baseline
▲ 0.50% · 4.625%
HK$109,978
+HK$6,308/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$207,340/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,010,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,526
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$111,437
−HK$2,953/mo
Today · 4.125%
HK$114,390
baseline
▲ 0.50% · 4.625%
HK$120,419
+HK$6,029/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$228,780/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,010,119 · Scale 2, in force from 26 Feb 2026)