LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,198
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$55,884
−HK$1,712/mo
Today · 4.125%
HK$57,596
baseline
▲ 0.50% · 4.625%
HK$61,101
+HK$3,505/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$115,192/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,010,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,294
−HK$3,258/mo
▼ 0.25% · 3.875%
HK$61,912
−HK$1,640/mo
Today · 4.125%
HK$63,552
baseline
▲ 0.50% · 4.625%
HK$66,902
+HK$3,350/mo
Deposit HK$11.88M · loan HK$11.88M · min. income ≈ HK$127,104/mo (50% DSR)
Upfront cash ≈ HK$12.89M (deposit + AVD stamp duty HK$1,010,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,037
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$67,060
−HK$2,056/mo
Today · 4.125%
HK$69,116
baseline
▲ 0.50% · 4.625%
HK$73,321
+HK$4,205/mo
Deposit HK$9.51M · loan HK$14.26M · min. income ≈ HK$138,232/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$1,010,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,353
−HK$3,909/mo
▼ 0.25% · 3.875%
HK$74,294
−HK$1,968/mo
Today · 4.125%
HK$76,262
baseline
▲ 0.50% · 4.625%
HK$80,282
+HK$4,020/mo
Deposit HK$9.51M · loan HK$14.26M · min. income ≈ HK$152,524/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$1,010,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,877
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$78,237
−HK$2,398/mo
Today · 4.125%
HK$80,635
baseline
▲ 0.50% · 4.625%
HK$85,541
+HK$4,906/mo
Deposit HK$7.13M · loan HK$16.64M · min. income ≈ HK$161,270/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,010,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,412
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$86,676
−HK$2,297/mo
Today · 4.125%
HK$88,973
baseline
▲ 0.50% · 4.625%
HK$93,663
+HK$4,690/mo
Deposit HK$7.13M · loan HK$16.64M · min. income ≈ HK$177,946/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,010,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,556
−HK$6,118/mo
▼ 0.25% · 3.875%
HK$100,590
−HK$3,084/mo
Today · 4.125%
HK$103,674
baseline
▲ 0.50% · 4.625%
HK$109,982
+HK$6,308/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$207,348/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,010,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,530
−HK$5,864/mo
▼ 0.25% · 3.875%
HK$111,441
−HK$2,953/mo
Today · 4.125%
HK$114,394
baseline
▲ 0.50% · 4.625%
HK$120,423
+HK$6,029/mo
Deposit HK$2.38M · loan HK$21.39M · min. income ≈ HK$228,788/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,010,152 · Scale 2, in force from 26 Feb 2026)