LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,218
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$55,905
−HK$1,713/mo
Today · 4.125%
HK$57,618
baseline
▲ 0.50% · 4.625%
HK$61,124
+HK$3,506/mo
Deposit HK$11.89M · loan HK$11.89M · min. income ≈ HK$115,236/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,010,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,317
−HK$3,259/mo
▼ 0.25% · 3.875%
HK$61,935
−HK$1,641/mo
Today · 4.125%
HK$63,576
baseline
▲ 0.50% · 4.625%
HK$66,927
+HK$3,351/mo
Deposit HK$11.89M · loan HK$11.89M · min. income ≈ HK$127,152/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,010,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,062
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$67,086
−HK$2,056/mo
Today · 4.125%
HK$69,142
baseline
▲ 0.50% · 4.625%
HK$73,349
+HK$4,207/mo
Deposit HK$9.51M · loan HK$14.27M · min. income ≈ HK$138,284/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$1,010,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,381
−HK$3,910/mo
▼ 0.25% · 3.875%
HK$74,322
−HK$1,969/mo
Today · 4.125%
HK$76,291
baseline
▲ 0.50% · 4.625%
HK$80,313
+HK$4,022/mo
Deposit HK$9.51M · loan HK$14.27M · min. income ≈ HK$152,582/mo (50% DSR)
Upfront cash ≈ HK$10.52M (deposit + AVD stamp duty HK$1,010,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,906
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$78,267
−HK$2,399/mo
Today · 4.125%
HK$80,666
baseline
▲ 0.50% · 4.625%
HK$85,574
+HK$4,908/mo
Deposit HK$7.13M · loan HK$16.64M · min. income ≈ HK$161,332/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,010,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,444
−HK$4,563/mo
▼ 0.25% · 3.875%
HK$86,709
−HK$2,298/mo
Today · 4.125%
HK$89,007
baseline
▲ 0.50% · 4.625%
HK$93,698
+HK$4,691/mo
Deposit HK$7.13M · loan HK$16.64M · min. income ≈ HK$178,014/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$1,010,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,593
−HK$6,120/mo
▼ 0.25% · 3.875%
HK$100,629
−HK$3,084/mo
Today · 4.125%
HK$103,713
baseline
▲ 0.50% · 4.625%
HK$110,024
+HK$6,311/mo
Deposit HK$2.38M · loan HK$21.40M · min. income ≈ HK$207,426/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,010,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,571
−HK$5,866/mo
▼ 0.25% · 3.875%
HK$111,483
−HK$2,954/mo
Today · 4.125%
HK$114,437
baseline
▲ 0.50% · 4.625%
HK$120,469
+HK$6,032/mo
Deposit HK$2.38M · loan HK$21.40M · min. income ≈ HK$228,874/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,010,536 · Scale 2, in force from 26 Feb 2026)