LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,240
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,927
−HK$1,715/mo
Today · 4.125%
HK$57,642
baseline
▲ 0.50% · 4.625%
HK$61,149
+HK$3,507/mo
Deposit HK$11.89M · loan HK$11.89M · min. income ≈ HK$115,284/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,342
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,960
−HK$1,642/mo
Today · 4.125%
HK$63,602
baseline
▲ 0.50% · 4.625%
HK$66,954
+HK$3,352/mo
Deposit HK$11.89M · loan HK$11.89M · min. income ≈ HK$127,204/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,088
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$67,113
−HK$2,057/mo
Today · 4.125%
HK$69,170
baseline
▲ 0.50% · 4.625%
HK$73,379
+HK$4,209/mo
Deposit HK$9.51M · loan HK$14.27M · min. income ≈ HK$138,340/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,410
−HK$3,912/mo
▼ 0.25% · 3.875%
HK$74,352
−HK$1,970/mo
Today · 4.125%
HK$76,322
baseline
▲ 0.50% · 4.625%
HK$80,345
+HK$4,023/mo
Deposit HK$9.51M · loan HK$14.27M · min. income ≈ HK$152,644/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,936
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$78,298
−HK$2,400/mo
Today · 4.125%
HK$80,698
baseline
▲ 0.50% · 4.625%
HK$85,608
+HK$4,910/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$161,396/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,478
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,744
−HK$2,298/mo
Today · 4.125%
HK$89,042
baseline
▲ 0.50% · 4.625%
HK$93,736
+HK$4,694/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$178,084/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,632
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$100,669
−HK$3,086/mo
Today · 4.125%
HK$103,755
baseline
▲ 0.50% · 4.625%
HK$110,068
+HK$6,313/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$207,510/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,010,943 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,615
−HK$5,868/mo
▼ 0.25% · 3.875%
HK$111,528
−HK$2,955/mo
Today · 4.125%
HK$114,483
baseline
▲ 0.50% · 4.625%
HK$120,518
+HK$6,035/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$228,966/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,010,943 · Scale 2, in force from 26 Feb 2026)