LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,249
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,936
−HK$1,715/mo
Today · 4.125%
HK$57,651
baseline
▲ 0.50% · 4.625%
HK$61,158
+HK$3,507/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,302/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,351
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,970
−HK$1,642/mo
Today · 4.125%
HK$63,612
baseline
▲ 0.50% · 4.625%
HK$66,965
+HK$3,353/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,224/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,098
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,123
−HK$2,058/mo
Today · 4.125%
HK$69,181
baseline
▲ 0.50% · 4.625%
HK$73,390
+HK$4,209/mo
Deposit HK$9.52M · loan HK$14.27M · min. income ≈ HK$138,362/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,421
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,364
−HK$1,970/mo
Today · 4.125%
HK$76,334
baseline
▲ 0.50% · 4.625%
HK$80,358
+HK$4,024/mo
Deposit HK$9.52M · loan HK$14.27M · min. income ≈ HK$152,668/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,948
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,311
−HK$2,400/mo
Today · 4.125%
HK$80,711
baseline
▲ 0.50% · 4.625%
HK$85,622
+HK$4,911/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$161,422/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,492
−HK$4,564/mo
▼ 0.25% · 3.875%
HK$86,758
−HK$2,298/mo
Today · 4.125%
HK$89,056
baseline
▲ 0.50% · 4.625%
HK$93,751
+HK$4,695/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$178,112/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,648
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$100,685
−HK$3,086/mo
Today · 4.125%
HK$103,771
baseline
▲ 0.50% · 4.625%
HK$110,085
+HK$6,314/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$207,542/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,632
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$111,545
−HK$2,956/mo
Today · 4.125%
HK$114,501
baseline
▲ 0.50% · 4.625%
HK$120,537
+HK$6,036/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$229,002/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,101 · Scale 2, in force from 26 Feb 2026)