LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,250
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,938
−HK$1,714/mo
Today · 4.125%
HK$57,652
baseline
▲ 0.50% · 4.625%
HK$61,160
+HK$3,508/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,304/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,353
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,972
−HK$1,642/mo
Today · 4.125%
HK$63,614
baseline
▲ 0.50% · 4.625%
HK$66,967
+HK$3,353/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,228/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,100
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,125
−HK$2,058/mo
Today · 4.125%
HK$69,183
baseline
▲ 0.50% · 4.625%
HK$73,392
+HK$4,209/mo
Deposit HK$9.52M · loan HK$14.27M · min. income ≈ HK$138,366/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,423
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,366
−HK$1,970/mo
Today · 4.125%
HK$76,336
baseline
▲ 0.50% · 4.625%
HK$80,360
+HK$4,024/mo
Deposit HK$9.52M · loan HK$14.27M · min. income ≈ HK$152,672/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,950
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,313
−HK$2,400/mo
Today · 4.125%
HK$80,713
baseline
▲ 0.50% · 4.625%
HK$85,624
+HK$4,911/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$161,426/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,494
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,760
−HK$2,299/mo
Today · 4.125%
HK$89,059
baseline
▲ 0.50% · 4.625%
HK$93,753
+HK$4,694/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$178,118/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,651
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$100,688
−HK$3,086/mo
Today · 4.125%
HK$103,774
baseline
▲ 0.50% · 4.625%
HK$110,088
+HK$6,314/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$207,548/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,635
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$111,549
−HK$2,955/mo
Today · 4.125%
HK$114,504
baseline
▲ 0.50% · 4.625%
HK$120,540
+HK$6,036/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$229,008/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,131 · Scale 2, in force from 26 Feb 2026)