LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,251
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,939
−HK$1,714/mo
Today · 4.125%
HK$57,653
baseline
▲ 0.50% · 4.625%
HK$61,161
+HK$3,508/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,306/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,354
−HK$3,261/mo
▼ 0.25% · 3.875%
HK$61,973
−HK$1,642/mo
Today · 4.125%
HK$63,615
baseline
▲ 0.50% · 4.625%
HK$66,968
+HK$3,353/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,230/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,101
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,126
−HK$2,058/mo
Today · 4.125%
HK$69,184
baseline
▲ 0.50% · 4.625%
HK$73,394
+HK$4,210/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$138,368/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,425
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,367
−HK$1,971/mo
Today · 4.125%
HK$76,338
baseline
▲ 0.50% · 4.625%
HK$80,361
+HK$4,023/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$152,676/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,952
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,314
−HK$2,401/mo
Today · 4.125%
HK$80,715
baseline
▲ 0.50% · 4.625%
HK$85,626
+HK$4,911/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$161,430/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,496
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,762
−HK$2,299/mo
Today · 4.125%
HK$89,061
baseline
▲ 0.50% · 4.625%
HK$93,755
+HK$4,694/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$178,122/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,652
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$100,690
−HK$3,086/mo
Today · 4.125%
HK$103,776
baseline
▲ 0.50% · 4.625%
HK$110,090
+HK$6,314/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$207,552/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,637
−HK$5,869/mo
▼ 0.25% · 3.875%
HK$111,551
−HK$2,955/mo
Today · 4.125%
HK$114,506
baseline
▲ 0.50% · 4.625%
HK$120,542
+HK$6,036/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$229,012/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,149 · Scale 2, in force from 26 Feb 2026)