LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,253
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,940
−HK$1,715/mo
Today · 4.125%
HK$57,655
baseline
▲ 0.50% · 4.625%
HK$61,163
+HK$3,508/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,310/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,356
−HK$3,260/mo
▼ 0.25% · 3.875%
HK$61,974
−HK$1,642/mo
Today · 4.125%
HK$63,616
baseline
▲ 0.50% · 4.625%
HK$66,970
+HK$3,354/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,232/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,103
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,128
−HK$2,058/mo
Today · 4.125%
HK$69,186
baseline
▲ 0.50% · 4.625%
HK$73,396
+HK$4,210/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$138,372/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,427
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,369
−HK$1,971/mo
Today · 4.125%
HK$76,340
baseline
▲ 0.50% · 4.625%
HK$80,364
+HK$4,024/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$152,680/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,954
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$78,316
−HK$2,401/mo
Today · 4.125%
HK$80,717
baseline
▲ 0.50% · 4.625%
HK$85,628
+HK$4,911/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$161,434/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,498
−HK$4,565/mo
▼ 0.25% · 3.875%
HK$86,764
−HK$2,299/mo
Today · 4.125%
HK$89,063
baseline
▲ 0.50% · 4.625%
HK$93,758
+HK$4,695/mo
Deposit HK$7.14M · loan HK$16.65M · min. income ≈ HK$178,126/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,655
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$100,693
−HK$3,086/mo
Today · 4.125%
HK$103,779
baseline
▲ 0.50% · 4.625%
HK$110,093
+HK$6,314/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$207,558/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,640
−HK$5,870/mo
▼ 0.25% · 3.875%
HK$111,554
−HK$2,956/mo
Today · 4.125%
HK$114,510
baseline
▲ 0.50% · 4.625%
HK$120,546
+HK$6,036/mo
Deposit HK$2.38M · loan HK$21.41M · min. income ≈ HK$229,020/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,177 · Scale 2, in force from 26 Feb 2026)