LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,259
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$55,947
−HK$1,714/mo
Today · 4.125%
HK$57,661
baseline
▲ 0.50% · 4.625%
HK$61,170
+HK$3,509/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,322/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,362
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,981
−HK$1,643/mo
Today · 4.125%
HK$63,624
baseline
▲ 0.50% · 4.625%
HK$66,977
+HK$3,353/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,248/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,111
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,136
−HK$2,058/mo
Today · 4.125%
HK$69,194
baseline
▲ 0.50% · 4.625%
HK$73,404
+HK$4,210/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$138,388/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,435
−HK$3,913/mo
▼ 0.25% · 3.875%
HK$74,378
−HK$1,970/mo
Today · 4.125%
HK$76,348
baseline
▲ 0.50% · 4.625%
HK$80,373
+HK$4,025/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$152,696/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,962
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,325
−HK$2,401/mo
Today · 4.125%
HK$80,726
baseline
▲ 0.50% · 4.625%
HK$85,638
+HK$4,912/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$161,452/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,507
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,774
−HK$2,299/mo
Today · 4.125%
HK$89,073
baseline
▲ 0.50% · 4.625%
HK$93,768
+HK$4,695/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$178,146/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,666
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$100,704
−HK$3,086/mo
Today · 4.125%
HK$103,790
baseline
▲ 0.50% · 4.625%
HK$110,106
+HK$6,316/mo
Deposit HK$2.38M · loan HK$21.42M · min. income ≈ HK$207,580/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,652
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$111,566
−HK$2,957/mo
Today · 4.125%
HK$114,523
baseline
▲ 0.50% · 4.625%
HK$120,559
+HK$6,036/mo
Deposit HK$2.38M · loan HK$21.42M · min. income ≈ HK$229,046/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,291 · Scale 2, in force from 26 Feb 2026)