LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,262
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$55,950
−HK$1,715/mo
Today · 4.125%
HK$57,665
baseline
▲ 0.50% · 4.625%
HK$61,174
+HK$3,509/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,330/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,366
−HK$3,262/mo
▼ 0.25% · 3.875%
HK$61,985
−HK$1,643/mo
Today · 4.125%
HK$63,628
baseline
▲ 0.50% · 4.625%
HK$66,981
+HK$3,353/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,256/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,115
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$67,140
−HK$2,058/mo
Today · 4.125%
HK$69,198
baseline
▲ 0.50% · 4.625%
HK$73,408
+HK$4,210/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$138,396/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,439
−HK$3,914/mo
▼ 0.25% · 3.875%
HK$74,382
−HK$1,971/mo
Today · 4.125%
HK$76,353
baseline
▲ 0.50% · 4.625%
HK$80,378
+HK$4,025/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$152,706/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,967
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$78,330
−HK$2,401/mo
Today · 4.125%
HK$80,731
baseline
▲ 0.50% · 4.625%
HK$85,643
+HK$4,912/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$161,462/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,513
−HK$4,566/mo
▼ 0.25% · 3.875%
HK$86,779
−HK$2,300/mo
Today · 4.125%
HK$89,079
baseline
▲ 0.50% · 4.625%
HK$93,774
+HK$4,695/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$178,158/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,672
−HK$6,125/mo
▼ 0.25% · 3.875%
HK$100,710
−HK$3,087/mo
Today · 4.125%
HK$103,797
baseline
▲ 0.50% · 4.625%
HK$110,113
+HK$6,316/mo
Deposit HK$2.38M · loan HK$21.42M · min. income ≈ HK$207,594/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,659
−HK$5,871/mo
▼ 0.25% · 3.875%
HK$111,573
−HK$2,957/mo
Today · 4.125%
HK$114,530
baseline
▲ 0.50% · 4.625%
HK$120,567
+HK$6,037/mo
Deposit HK$2.38M · loan HK$21.42M · min. income ≈ HK$229,060/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,353 · Scale 2, in force from 26 Feb 2026)