LTV · monthly repayment
▼ 0.50% · 3.625%
HK$54,284
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$55,972
−HK$1,716/mo
Today · 4.125%
HK$57,688
baseline
▲ 0.50% · 4.625%
HK$61,198
+HK$3,510/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$115,376/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,390
−HK$3,263/mo
▼ 0.25% · 3.875%
HK$62,010
−HK$1,643/mo
Today · 4.125%
HK$63,653
baseline
▲ 0.50% · 4.625%
HK$67,008
+HK$3,355/mo
Deposit HK$11.90M · loan HK$11.90M · min. income ≈ HK$127,306/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,011,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,141
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$67,167
−HK$2,058/mo
Today · 4.125%
HK$69,225
baseline
▲ 0.50% · 4.625%
HK$73,438
+HK$4,213/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$138,450/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,468
−HK$3,916/mo
▼ 0.25% · 3.875%
HK$74,412
−HK$1,972/mo
Today · 4.125%
HK$76,384
baseline
▲ 0.50% · 4.625%
HK$80,410
+HK$4,026/mo
Deposit HK$9.52M · loan HK$14.28M · min. income ≈ HK$152,768/mo (50% DSR)
Upfront cash ≈ HK$10.53M (deposit + AVD stamp duty HK$1,011,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,997
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$78,361
−HK$2,402/mo
Today · 4.125%
HK$80,763
baseline
▲ 0.50% · 4.625%
HK$85,677
+HK$4,914/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$161,526/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,546
−HK$4,568/mo
▼ 0.25% · 3.875%
HK$86,814
−HK$2,300/mo
Today · 4.125%
HK$89,114
baseline
▲ 0.50% · 4.625%
HK$93,811
+HK$4,697/mo
Deposit HK$7.14M · loan HK$16.66M · min. income ≈ HK$178,228/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$1,011,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,711
−HK$6,127/mo
▼ 0.25% · 3.875%
HK$100,750
−HK$3,088/mo
Today · 4.125%
HK$103,838
baseline
▲ 0.50% · 4.625%
HK$110,157
+HK$6,319/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$207,676/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,702
−HK$5,873/mo
▼ 0.25% · 3.875%
HK$111,618
−HK$2,957/mo
Today · 4.125%
HK$114,575
baseline
▲ 0.50% · 4.625%
HK$120,615
+HK$6,040/mo
Deposit HK$2.38M · loan HK$21.43M · min. income ≈ HK$229,150/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$1,011,756 · Scale 2, in force from 26 Feb 2026)